THE online banks have established themselves as key players in the world of digital finance. Thanks to their accessibility, competitive prices and innovative services, these establishments are shaking up the traditional codes of the banking sector. Whether you are looking to simplify your financial management or explore modern payment solutions, discover the 10 best online banks in 2024 will help you make an informed and optimized choice for your needs.
Looking for the best online banks to optimize your finances in 2024? You are in the right place. The world of online banks is booming with ever more attractive offers. This article gives you an overview of the 10 best online banks, detailing the strengths and drawbacks of each to help you make an informed choice.
Fortuneo
Fortuneo stands out in 2024 as an international bank par excellence. Renowned for its ergonomics and practicality, it particularly appeals to users looking for simplicity. Fortuneo offers comprehensive banking services ranging from current accounts to financial investments, with many attractive promotional offers.
Boursobank
Boursobank, formerly known as Boursorama Banque, continues to shine thanks to its reduced banking fees and efficient services. It’s ideal for online investors and those who want no-nonsense account management. Credit and savings offers are also very competitive.
Hello Bank!
Hello Bank! stands out for its flexibility and its adaptation to the needs of young professionals and start-ups. With a wide range of banking services, it offers instant credit solutions and attractive payment facilities. Its reputation is built on responsive customer service and an intuitive mobile app.
Monabanq
Monabanq offers excellent value for money, notably thanks to a range of varied services ranging from joint accounts to savings and credit solutions. Its positioning focused on simplicity and accessibility attracts many users. It is the ideal bank for those looking for accessible services without income conditions.
BforBank
BforBank is particularly appreciated by users who like to manage their finances independently. It combines a complete range of banking services with efficient management tools and an efficient trading platform. It is a high-end online bank ideal for savvy savers.
N26
N26, a German bank recognized for its technological innovation, offers a fully mobile banking experience. Ease of opening an account, absence of hidden fees, and account personalization options are all assets that appeal to young people and travelers.
SG (Societe Generale)
Société Générale, with its online offering, combines tradition and modernity. It offers a range of products similar to that of a network bank but with more attractive pricing. Users benefit from the advantages of a large bank while taking advantage of digital innovations.
Bunq
Bunq, a Dutch neobank, is acclaimed for its capacity for innovation and its approach focused on sustainability. It offers eco-friendly banking solutions and flexible account management via a user-friendly mobile app. Its multi-currency accounts are perfect for international travelers and entrepreneurs.
Revolut
Revolut stands out for its innovative business model and its fee-free international payment services. This neobank is particularly popular among cryptocurrency fans and travel enthusiasts. Its ultra-complete mobile application allows you to manage several currencies and invest in just a few clicks.
WeStart (My French Bank)
WeStart, supported by My French Bank, is an interesting option for young professionals and students. It offers accounts with no income conditions, attractive savings solutions and an intuitive mobile application. It’s an excellent entry point into the banking world for new users.
Ranking of the 10 best online banks for 2024
| Bank | Benefits |
| Fortuneo | Ergonomic solution, excellent for international operations |
| Boursobank (formerly Boursorama Bank) | Diversified and competitive offer, up to €200 bonus for new customers |
| Hello Bank | Very good range of products, accessible and easy to use |
| Monabanq | Best quality/price ratio, without income conditions |
| BforBank | High-end services, particularly suited to savers |
| Revolut | Perfect for multi-account management and cryptocurrency services |
| N26 | High flexibility, ideal for travel and international payments |
| SG (Societe Generale) | Full range of services, support of a large physical network |
| Bunq | Innovative approach, simplified and ecological money management |
| My French Bank | Easy to access, no account maintenance fees |
The 10 Best Online Banks in 2024
- Fortuneo: International offering, leading ergonomics.
- Boursobank (ex-Boursorama Banque): Complete solutions for all profiles.
- Hello bank!: Good balance between costs and services.
- Monabanq: Excellent value for money, reliable services.
- BforBank: Diversified portfolio, good investments.
- Revolut: Innovator in cryptocurrencies and digital services.
- N26: Simplify your banking with an intuitive interface.
- Bunq: Flexibility and modern management tools.
- WeStart (My French Bank): Designed for young entrepreneurs.
- Pixpay: Ideal for teenagers, integrated parental management.
